Credit Card Accounts
Click here for a Balance Transfer Form
Beach Municipal currently offers four different types of credit cards*, each designed to meet our members’ needs. All of our cards carry the ease of convenience, worldwide acceptance, noted generous benefits to cardholders, and the personalized service members have come to expect from Beach Municipal.
MasterCard:
Credit limit of up to $7,500, dependent upon credit approval. This card offers a low fixed interest rate on purchases, balance transfers and cash advances. There are no annual or application fees.
MasterCard Gold:
Credit limit of up to $15,000, dependent upon credit approval. This card also has a low fixed interest rate on purchases, balance transfers and cash advances with no annual or application fees.
FirstCard MasterCard:
This special introductory card is designed to help first time borrowers build their credit. It offers a beginners credit limit, dependent upon credit approval, and a low rate of interest on all purchases, balance transfers and cash advances. There are no annual or application fees.
VISA Platinum:
Credit limit of up to $20,000, dependent upon credit approval. This card carries a variable rate of interest on all purchases, balance transfers and cash advances, and boasts no annual or application fees.
Our MasterCard, MasterCard Gold and VISA Platinum credit cards offer UChoose Rewards. With UChoose Rewards you earn one point for every dollar you spend. Points are redeemable for merchandise, travel awards and more. To register your card and begin redeeming your points, please visit www.UChooseRewards.com.
Each credit card is also covered by Member’s Choice Payment Protection. With your voluntary application, you can receive Credit Life and Credit Disability Coverage. While credit insurance is not required to obtain a loan, the policies will lessen the financial burden on your family by paying the insured balance on your credit card should you pass away or become disabled. For full details, please contact our Loan Department.
To apply for a Beach Municipal credit card, contact our Loan Officers at 757.333.7787 or click here.
* Credit card rates are subject to change.
