New & Used Auto Loans
Take the hassle out of buying a new car or truck by financing
through Beach Municipal. Secure a pre-approved auto loan at the credit union before you visit the dealership. Get a better rate with no hidden costs or add-ons. We offer a fixed rate for the term of your loan for up to 84 months on new vehicles depending on the model year of the car.
Not interested in purchasing a new vehicle? We also offer financing and refinancing for used cars, trucks and motorcycles for up to 72 months based on the model year.
We can even reduce our already low rates up to an additional 1/2% if you have any two of the following:
- Direct deposit of net pay
- $5,000 or more in a Beach Municipal Share Certificate
- Payroll Payment, ACH Payment or Auto Transfer
- Using our online loan application
- eAccounts
To protect your investment, Beach Municipal carries GAP Plus and Mechanical Repair Coverage at lower costs than many dealerships, giving you the same extended warranty coverage for less money.
With your loan you are also eligible to apply for Credit Life and Credit Disability Coverage. While credit insurance is not required to obtain a loan, the policies will lessen the financial burden on your family by paying the insured balance on your credit card should you pass away or become disabled. For full details, please contact our Loan Department.
Be sure to check out CUDL AutoSMART, our easy-to-use Internet tool.
The program allows you to “build” your perfect vehicle ~ new, used, make, model, features. Then you can send your request to dealerships in our area. These dealerships will contact you within 24 hours with pricing and availability.
Get pre-approved by us before you visit the dealer, and have even more negotiating power!
You can also use AutoSMART to do research, get trade-in values, warranty information, safety recall data, credit score assistance, tips and advice, and much more.
Click here or on the AutoSMART logo and get SMART about your next vehicle!
