Credit Card Accounts

Click here for a Balance Transfer Form

Beach Municipal FCU currently offers four different types of credit cards*, each designed to meet our members’ needs. All of our cards carry the ease of convenience, worldwide acceptance, noted generous benefits to cardholders and the personalized service members have come to expect from Beach Municipal FCU.

Take Charge Secured Credit Card: This secured Mastercard® credit card can help you build or repair your credit. The credit limit is between $250 and $1,000 and is based on the amount of secured funds. This card offers a low fixed interest rate on purchases, balance transfers and cash advances. There are no annual or application fees.

Mastercard Classic:
Credit limit of up to $7,500, dependent upon credit approval. This card offers a low fixed interest rate on purchases, balance transfers and cash advances. There are no annual or application fees.

Mastercard Gold:
Credit limit of up to $15,000, dependent upon credit approval. This card also has a low fixed interest rate on purchases, balance transfers and cash advances with no annual or application fees.

VISA® Platinum:

Credit limit of up to $20,000, dependent upon credit approval. This card carries a variable rate of interest on all purchases, balance transfers and cash advances, and boasts no annual or application fees.

Our Mastercard Classic, Mastercard Gold and VISA Platinum credit cards offer UChoose Rewards. With UChoose Rewards, you earn one point for every dollar you spend. Points are redeemable for merchandise, travel awards and more. To register your card and begin redeeming your points, please visit UChooseRewards.com.

Each credit card is also covered by MEMBER’S CHOICE® Credit Disability and Credit Life Insurance, underwritten by CMFG Life Insurance Company. While credit insurance is not required to obtain a loan, the policies will lessen the financial burden on your family.   There’s no way you can predict a total disability due to a covered injury, illness or an unexpected death, but you can take steps to help ensure your family is prepared if the unforeseen were to happen. MEMBER’S CHOICE® Credit Disability and Credit Life Insurance may help pay your loan payments in these instances, so you or your loved ones don’t have to. For more information or to enroll in Credit Disability and Credit Life Insurance, please contact our Loan Department.

To apply for a Beach Municipal FCU credit card, contact our Loan Officers at 757.333.7787 or click here.

* Credit card rates are subject to change.

Credit Card Application and Solicitation Disclosure