Applicable Fees

Effective Date: 

Thursday, January 11, 2018

 

Credit Union Membership

  • Membership Share: $5.00
  • Membership Fee: $1.00

Share Account Fees

  • Money Market Account Excessive Withdrawal: $10.00 per withdrawal after six (6) per month
  • Early Closing (within 90 days of opening): $5.00 per account
  • Dormant Account: $5.00 per quarter see us for details
  • Overdraft/Regulation D: $30.00 per returned item after six (6) per month

Share Draft Account Fees

  • NSF: $30.00 per returned item
  • Draft Copy: $3.00 per page
  • Stop Payment: $30.00 per item/series
  • Counter (Replacement) Checks: $.25 per check
  • Check Printing: Varies based on style
  • Account Reconciliation: $15.00 per hour

Electronic Funds Transfer Fees

  • ACH NSF: $30.00 per item
  • ATM/Debit Card NSF: $30.00 per item
  • ACH Stop Payment: $30.00 per item
  • ACH Origination: no fee if loan is current / $5.00 per if loan is past due
  • Debit Card Reactivation: $15.00 per card after one (1) NSF per month
  • Replacement Card (ATM or Debit): $15.00 per card order
  • Reissue ATM Card PIN: $4.00 per reorder
  • ATM Withdrawal/Inquiry (Foreign Machine): $2.00 per
  • Virtual Branch Home Banking: no fee with eStatements / $2.95 per month without eStatements
  • Virtual Branch Bill Pay: no fee with eStatements / $4.00 per month without eStatements
  • Bill Pay Research: $35.00 per item
  • Bill Pay Stop Payment: $30.00 per item

Credit Card Fees

  • Replacement Card: $15.00 per card order
  • Reissue PIN: $4.00 per reorder
  • Transaction Receipt Copy: $5.00 per copy
  • Returned Check: $25.00 per item
  • ATM Withdrawal: $2.00 per withdrawal
  • Temporary Limit Increase: $10.00 per request
  • Foreign Transaction: 1% of each transaction in U.S. dollars
  • Late Payment: Lesser of minimum payment or $25 

Other Service Fees (applicable to all accounts)

  • Returned Item (cashed or deposited): Multiple Party, $15.00 per item / Single Party, $30.00 per item
  • Cashier's Check: $2.00 per check
  • Copy of Cashier's Check: $5.00 per check
  • Statement Copy: $3.00 per statement
  • Interim Statement: $3.00 per page
  • Money Orders: $2.00 per money order
  • VISA Gift Cards: $2.50 per card
  • Research: $15.00 per hour
  • Safe Deposit Box: Rental fees vary based on size; $200 drill fee (lost both keys); $25 key replacement (lost one key)
  • Wire Transfer: Domestic, $15.00 per wire; International, $35.00 per wire
  • Coin Machine: 2% members / 4% non-members (rolled coin: limit of five accepted per day)