Who Can Join Beach Municipal Federal Credit Union?
Membership with Beach Municipal FCU
Membership at Beach Municipal Federal Credit Union is open to individuals who live or work in the Virginia Beach municipal and public school community, as well as their families.
If you serve the City of Virginia Beach or Virginia Beach City Public Schools — or are connected to someone who does — you may be eligible to join.
Our field of membership includes:
- Full and part-time employees of the City of Virginia Beach and Virginia Beach City Public Schools, including the Adult Learning Center.
- Organizations of these individuals.
- Volunteers performing regular duties who are assigned to City or School departments or facilities.
- Appointed members of boards and commissions of the City of Virginia Beach.
- Spouses of persons who died while within the field of membership of this Credit Union.
- Persons retired as pensioners from the City of Virginia Beach or Virginia Beach City Public Schools.
- Members of their immediate families, defined as spouse, child, sibling, parent, grandparent or grandchild. For the purposes of this definition, this also includes step-parents, step-children, step-siblings and adoptive relationships.
Yes! Full-time and part-time employees of Virginia Beach City Public Schools (VBCPS), volunteers who regularly serve a VBCPS school or department, members of appointed boards and commissions, retirees, their spouses, and their immediate family members are all eligible to join Beach Municipal FCU.
Yes! Volunteers who regularly perform duties for a City of Virginia Beach or Virginia Beach City Public Schools department are eligible to join Beach Municipal FCU.
Becoming a member is easy! Simply schedule an appointment at either of our convenient branch locations to open your account. Before your visit, take a moment to review our What You Need to Bring page to make sure you have everything you need. We look forward to welcoming you to Beach Municipal FCU!
Yes! Appointed members of boards and commissions of the City of Virginia Beach and Virginia Beach City Public Schools may join.
Yes! If you're a retired City of Virginia Beach or Virginia Beach City Public Schools employee, you can join Beach Municipal FCU. Your spouse and immediate family members may also qualify for membership.
Yes! Spouses of persons who died while within the field of membership of this Credit Union are eligible to join.
Yes! Full-time and part-time employees of the City of Virginia Beach are eligible to join Beach Municipal FCU.
When you become a Beach Municipal FCU member, it's the perfect time to open accounts for your eligible family members—including your children! Whether you're helping a child save for their first bike, teaching a teen smart money habits, or planning for your family's future, membership can grow with them.
Once your eligible family members join, their immediate family members also become eligible for membership. Best of all, your family members can continue enjoying the benefits of Beach Municipal FCU for years to come—even if your membership eventually closes. Every family member receives full membership privileges, giving your loved ones a trusted financial partner for every stage of life.
Yes! Eligible family members can join Beach Municipal FCU and receive full membership benefits. Opening accounts for your children, grandchildren, or other eligible family members is a great way to introduce them to saving, financial responsibility, and the benefits of credit union membership.
You can designate anyone as a joint owner of your account. Joint ownership, however, is not the same as Beach Municipal FCU membership. Joint owner(s) can make deposits or withdrawals from the joint account but are not an actual member/owner and do not enjoy the same benefits of a full membership.
Once you join Beach Municipal FCU, you remain a member for life — even if you change jobs, retire, or move away from the Virginia Beach area.
That’s part of the credit union difference and our commitment to long-term relationships.
If you’re unsure whether you qualify for membership, our team is happy to help. Eligibility questions are common, and we’re always glad to walk you through your options.
Contact us or stop by a branch to learn more about joining Beach Municipal FCU.
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