Visa® Debit Card

Beach Municipal FCU Visa^® Debit Card

The fast, convenient and secure way to access your money.

Why Is This The Best Debit Card For Me?

Beach Municipal FCU's Debit Card features:

Can access either your Checking or Savings Account.
Is both an ATM and Debit Card.
No annual fees.
Convenient overdraft protection on all PIN-based transactions.
Change your PIN any time you want

How Can A Visa^® Debit Card Help Me?

Highly convenient, especially if you need to withdraw cash from an ATM or want to get cash back when you make a purchase at a store.
Easily access your money at more than 50,000 ATMs nationwide.
Safer than cash or check.
Funds are deducted directly from your Checking or Savings account, so you don't pay interest.
All transactions are automatically recorded in your statement.

Apply for a Debit Card

Beach Municipal FCU uses AES 256-bit encryption and SSL to keep your online interactions secure and protect your information.

* Required Fields

Debit Card Request Form

Member Number :

Member Name :

Address:

City, State, Zip:

Home Phone Number :

Cell Phone Number :

Work Phone Number :

Email Address:

Mother's Maiden Name:

Joint Owner Name :

Join Owner Address:

Join Owner City, State, Zip:

Join Owner Home Phone :

Join Owner Cell Phone :

Joint Owner Work Phone :

Date of Birth:

/ /

Joint Mother's Maiden Name :

I/We request the following services: :

Select your Debit Card PIN

You can select your own PIN for your Visa^® Debit Card—or change your existing PIN—quickly and easily by calling 800.992.3808. For security purposes, you must call from a phone number associated with your account.

You will be prompted to enter the following information:

Your Visa^® Debit Card number.
Last four of your Social Security number.
CVV number (the three digits on the back of your card beside the signature line).
Date of birth.

Once your identity has been confirmed, you will be asked to enter your new PIN, then re-enter it for verification.

Do you have travel plans?

Planning a trip? Set up a travel plan to ensure your credit and debit cards are ready to go! If we are unaware of your travel plans and suspicious out-of-state activity appears on your account, your card may be blocked and become unusable.

Simply log in to the Mobile Banking App, select the My Cards icon, and enter your travel information in the Manage Travel Plans section. You can also send us a message through Virtual Branch Home Banking or by calling our Card Services Department at 757.416.6161.

Additionally, please ensure your contact information is up-to-date in case we need to verify transactions.

FOREIGN TRAVEL: Due to an increase in fraudulent activity, all foreign Debit and Credit transactions and online card purchases are blocked. Therefore Debit or Credit Cards will not work at ATMs or stores outside of the United States unless a temporary exemption is applied.

Daily spending limits

Spending limits are implemented to safeguard your funds in the event that your card is compromised and your funds are illegally accessed.

There is a daily purchase limit of $1,500, and no more than $500 may be transacted online or in other “card not present” scenarios.
Cash withdrawals are limited to $1,000 per day, and no more than $405 may be withdrawn from an ATM.
P2P (Peer-to-Peer) transactions made using platforms such as Venmo or Cash App are limited to no more than three (3) per day. The daily debit (spending) limit is $500, and the daily credit (receiving) limit is $2,500.

Daily limits on cash withdrawals and P2P transactions (except ATM withdrawals) can be adjusted, and temporary limit increases for purchases may be granted based on account history and activity. To request a temporary increase, please contact us by using the secure email in Virtual Branch Home Banking; or by calling 757.416.6161.

What if I lose my Visa® Debit Card or there's fraud on my account?

If your card is lost or stolen, or you have suspicious transactions on your account, please contact us immediately by calling the appropriate number below:

Lost or Stolen Card

757.416.6161
Monday-Friday, 9am-5pm
Saturdays, 9am-1pm

800.472.3272
After hours only

Fraud Alerts

833.735.1894

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