Our Checking Accounts Offer Convenience Without The Cost

We believe Checking Accounts should be flexible, affordable and convenient. That’s why Beach Municipal FCU offers a competitive Checking Account with more advantages than many other financial institutions.

Make An Appointment To Open A Checking Account

Why Is This The Best Account For Me?

Beach Municipal FCU's Checking Account features:

  • No monthly service fees or per-check fees.
  • No minimum balance requirement.
  • Convenient overdraft protection from your savings or an optional Overdraft Line of Credit.*
  • Monthly dividends at a competitive rate.** 
  • Plus, we don’t require direct deposit in order to take advantage of our Checking Account.

Checking Account Rates

Checking Account Rates
Effective Date: Monday, April 1, 2023
NameRateAPYMinimum Opening DepositMinimum Balance to Avoid Service Fees**Minimum Balance to Earn Stated APYBalance Method
Checking Account 0.05% 0.05% $0.00 $0.00 $500.00 Daily

Dividend Rate and Annual Percentage Yield were accurate as of the effective date above.  Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information about fees, please see the Rate & Fee Schedule. For additional information on your account, please see your Membership & Account Agreement.  All deposits are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a U.S. Government agency. Please visit their site for details.  If you have any questions or require assistance, please call the Credit Union at 757.333.7787.

Disclosures and other details.

*Subject to credit approval.


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