Insurance Products

Protect What Matters Most

Insurance is part of a solid financial plan, but navigating complicated premiums, limits and requirements can be overwhelming. The key is finding the right coverage that fits your budget from someone you can trust.

Our partners at TruStage™  and CMFG Life Insurance Company are here with policies and plans you need for peace of mind.


Home and Auto Insurance

If you haven't compared auto or home insurance rates lately, now is a great time to take a look. You might be surprised how much you could save just by being a Beach Municipal FCU member.

If you want quality home and auto insurance that you can depend on with rates you can afford, our partners at TruStage® can help. They offer the coverage you expect from a leading insurance company as well as programs with extra perks and benefits, such as accident forgiveness and 24-hour claims assistance.  Best of all, you'll save money just by being a member of the Credit Union.

You could save up to $700* on auto insurance alone! Plus, you could save even more when you combine policies.

To get a quote and more information, call 1.888.888.0375 or visit the TruStage® website.

Life Insurance

Life insurance can mean the difference between financial stability and financial stress. Could your family live comfortably if you weren’t around to contribute an income? Your income is one of your biggest assets, and it’s important to protect it.

Life insurance frees your loved ones from the weight of financial struggle. It can allow them to maintain their current standard of living without worry. There are numerous policy types, each with different features to meet different needs. Call 1.844.337.5830 for more information. 

Credit Life and Credit Disability Insurance

With Credit Life and Credit Disability coverage, you’ll have peace of mind knowing you can:

  • Reduce your financial burden.
  • Protect your income, your collateral and your credit rating.
  • Receive coverage at home and at work.

While credit insurance is not required to obtain a loan, the policies will lessen the financial burden on your family. In the event of your death, Credit Life Insurance pays the balance of your loan. Credit Disability Insurance makes your loan payments, up to the policy maximum, if you were to become disabled by a covered sickness or accident.

For more information on how Credit Life and Credit Disability coverage can protect you, contact us at 757.333.7787 or through our secure Contact Us form.

Accidental Death and Dismemberment (AD&D) Insurance

Are you prepared for the unexpected? Help protect the people who matter most in your life with Accidental Death and Dismemberment (AD&D) Insurance from TruStage®.  AD&D pays a cash benefit in the event of a covered injury or death due to an accident and can be a good complement to life insurance, enhancing your overall protection and adding coverage for specific injuries from accidents.

As a member of the Credit Union, you are entitled to $1,000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Beach Municipal FCU.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family designed to be at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

TruStage products and programs are made available through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit unions and members for more than 75 years, serving more than 13 million credit union members. TruStage™ Auto Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage. * Average savings based on a countrywide survey of new customers who reported saving when they switched to Liberty Mutual between 10/2021 and 09/2022. Savings may vary. Comparison does not apply in MA.

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