Boat & RV Loans

Finance Your Fun With A Boat Or RV Loan

Whether it’s a boat, jet ski or home-away-from-home RV, Beach Municipal FCU can help you get the toy of your dreams. 

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Why Is This The Best Loan For Me?

Beach Municipal FCU's Recreation Loan features:

  • Low, fixed interest rates.
  • Fixed payments.
  • Terms up to 144 months.
  • Loans for both new and used RVs, boats, jet skis, campers, travel trailers and more!
  • The same interest rate for new and used vehicles.
  • No penalty for early payoff.
  • No application fees.
  • GAP and Payment Protection coverage available.
  • Pre-Approval financing for more buying power.
  • Already own your recreational vehicle? We also offer refinance options

Save Even More!

We can even reduce our already low rates up to an additional 1/2% APR* if you have any two of the following:

Auto & Recreational Vehicle Loan Rates

Auto & Recreational Vehicle Loan Rates
Effective Date: Wednesday, May 1, 2024
Type of LoanAnnual Percentage Rate*
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Vehicles: New, Used & Classic 3.25% - 17.99%
Recreation Vehicles: New & Used Boats, RV's & Travel Trailers 6.25% - 17.99%

*Annual Percentage Rate (APR) varies according to loan term and loan amount. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above.  Relationship discounts may apply; however, a floor rate of 2.75% APR is in effect. Floor rate does not apply to Certificate or Share Secured loans.  Rates, terms and conditions are subject to change and may vary based on credit score, qualifications and collateral conditions. Please contact us for details.


Auto & Recreational Vehicle Payment Calculator

What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Loan Amount


*APR=Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Please see a Loan Officer for details.

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