Financial Literacy

Financial Literacy Programs & Guest Speakers

Want to give your students or their parents an opportunity to learn how to achieve financial freedom? Beach Municipal FCU can help! From developing programs for students to making presentations and holding workshops, your Credit Union is available to help educate both the young and the not-so-young. 

  • Savings — Importance of saving for short and long-term goals, the different ways to save.
  • Checking Accounts — How to manage a checking account responsibly.
  • Loans — How they work, how to qualify.
  • Good Debt vs. Bad Debt — The different types of debt and the advantages and disadvantages of both.
  • Building Credit — Credit reports, credit scores and why both are important.
  • Credit Cards — The good, the bad and the ugly.
  • Goals and Budgeting — How S.M.A.R.T. goals work and how to create and stick to a budget.
  • Customized presentations to fit your group's needs.

Ages 5-10
  • Chair for My Mother (Reading). After reading and reviewing the lessons from the book, students will do a coin identification and counting lesson.
  • It’s a Habit Sammy Rabbit (Reading). After reading and reviewing the lessons from the book, students do coin identification and counting. Teachers can also use the FREE Sammy the Rabbit Saving Lessons & Activities in the classroom. 
  • Dragon Decides: (Reading). Identifying the different types of resources using the Dragon Decides comic/coloring book.
  • Trading & Bartering Lesson: Students rate their levels of satisfaction with paper bags containing different items (fun!) inside. They can “trade” and “barter” items until their bags contain the items they like most. We also review the importance of money and how the early civilizations developed money. Beach Municipal FCU supplies all materials.
  • Budgeting Game: Students learn income vs. expenses, budgeting and savings all in a fun, candy-packed game! Beach Municipal FCU supplies the candy and lessons.
  • Kids Marketplace (real life scenario): Students pay “bills” for a month after being given a job & income. The simulation takes at least an hour and a half. It is a great PTA/Math Night activity for all ages! Use the Speaker Schedule Request Form to schedule your next event. 

Ages 12 - 18

Reality Store Simulation: Similar to the Kids Marketplace, the Reality Stores delve deeper into real-life responsibilities and demonstrate how education impacts their financial future. Use the Speaker Schedule Request Form to schedule your next event. 

Event Programming Q&A:

  • Is there a limit to student participants? The more the merrier! This event works best with large groups of at least 15 - 25 students. We can accommodate more depending on your location.
  • How many volunteers are needed? A minimum of 10-12 volunteers are needed to cover the booths. Volunteers should arrive 15-20 minutes prior to the event for training. Volunteers can be parents, youth organizations, community partners and staff. 
  • Where are these events held? We come to you! A large room, such as your school's schola, cafeteria or library, works best. We need a space to prepare the students for the event and a space to set up the booths. Tables arranged in a U-shape are best so students can easily see all the booths and move from one spot to another. 
  • How do we schedule a Reality Store? Please use the Event Registration form located on the bottom of the page. 
  • Is there a charge for this event? There is no charge for this event. Beach Municipal FCU covers all costs. 

Request a guest speaker or financial literacy program 

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Financial Literacy Request
If you are requesting a Kid's Marketplace or Reality Store, can you provide volunteers? These events require at least 7-10 people. :
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