Auto Loans

New Or Used — We've Got Your Auto Loan Covered

Our competitive rates and auto protection products will get you on the road for less. 

Securing a pre-approved loan at Beach Municipal FCU before you visit the dealership will allow you to shop with confidence knowing you’re getting a better rate with no hidden costs or add-ons! 

Special April Offer:

Purchase a vehicle from Enterprise, finance with us, and you will receive a $300 Gas Card! 

Apply Online 

Why Is This The Best Loan For Me?

Beach Municipal FCU's Auto Loan features:

  • Low, fixed interest rates.
  • Fixed payments.
  • Terms up to 84 months.
  • The same interest rate for new and used vehicles.
  • No penalty for early payoff.
  • No application fees.
  • GAP, Warranty and Payment Protection coverage available.
  • Pre-approval financing for more buying power.
  • Already own your vehicle? We also offer refinance options

Save Even More!

We can even reduce our already low rates up to an additional 1/2% APR* if you have any two of the following:

Auto & Recreational Vehicle Loan Rates

Auto & Recreational Vehicle Loan Rates
Effective Date: Wednesday, May 1, 2024
Type of LoanAnnual Percentage Rate*
Apply for a loan online
Vehicles: New, Used & Classic 3.25% - 17.99%
Recreation Vehicles: New & Used Boats, RV's & Travel Trailers 6.25% - 17.99%

*Annual Percentage Rate (APR) varies according to loan term and loan amount. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above.  Relationship discounts may apply; however, a floor rate of 2.75% APR is in effect. Floor rate does not apply to Certificate or Share Secured loans.  Rates, terms and conditions are subject to change and may vary based on credit score, qualifications and collateral conditions. Please contact us for details.


Auto & Recreational Vehicle Payment Calculator

What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Loan Amount



*APR=Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Please see a Loan Officer for details.

Go to main navigation