New Or Used — We've Got Your Auto Loan Covered
Ready to drive off into the sunset? Beach Municipal FCU offers competitive rates and auto protection products to get you there for less! Need a ride on two wheels instead? We've got motorcycle loans too. For RV and boat financing, head over to our specialized page. Get pre-approved with us before hitting the dealership, and you'll shop smarter, with a better rate and no surprises!
Why Is This The Best Loan For Me?
Beach Municipal FCU's Auto Loan features:
- Low, fixed interest rates.
- Fixed payments.
- Terms up to 84 months.
- The same interest rate for new and used vehicles.
- No penalty for early payoff.
- No application fees.
- GAP, Warranty and Payment Protection coverage available.
- Pre-approval financing for more buying power.
- Already own your vehicle? We also offer refinance options.
Save Even More!
We can even reduce our already low rates up to an additional 1/2% APR* if you have any two of the following:
- Direct deposit of net pay.
- $5,000 or more in a Beach Municipal FCU Share Certificate.
- Payroll Payment, ACH Payment or Automatic Transfer.
- Online loan application.
- eAccounts.
| Type of Loan | Annual Percentage Rate* |
|---|---|
| Vehicles: New, Used & Classic | 3.25% - 17.99% |
| Recreation Vehicles: New & Used Boats, RV's & Travel Trailers | 6.25% - 17.99% |
*Annual Percentage Rate (APR) varies according to loan term and loan amount. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above. Relationship discounts may apply; however, a floor rate of 2.75% APR is in effect. Floor rate does not apply to Certificate or Share Secured loans. Rates, terms and conditions are subject to change and may vary based on credit score, qualifications and collateral conditions. Please contact us for details. | |
What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.
*APR=Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Please see a Loan Officer for details.
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